How to resolve a debt owed to PRA, LLC?

About debt

How to resolve a debt owed to PRA, LLC?

Everyone’s situation is unique, but here are some steps that may help.

1. Review helpful information on our website

The debt collection process can be confusing, so we’ve put together some information to help guide you in making informed decisions about your recovery. We encourage you to review this helpful information – although it is by no means an exhaustive debt collection resource, it is a good start:

review helpful information

2. Review your account details

review account details

If you have an account with PRA, LLC, you can quickly look up your account details here, or by calling us at 1-800-772-1413. 1-800-772-1413.

If you sign into your account, you’ll see information such as:
  • The name of the original creditor/merchant/seller
  • The account balance and date that we acquired your account
  • The date you opened the original account and the last payment you made

3. Evaluate your account options

Work with one of our account representatives, or use our self-service digital tools at PRApay.com where you can:

  • Pay off your balance in one payment
  • Set up a payment plan
You can also customize your plan online to control:
  • Amount per payment
  • Number of payments
  • Length of plan
evaluate account options

4. Monitor your account and manage your plan

monitor account plan

You can sign in any time to monitor your progress and manage your payment plan.

  • Pay more when you can
  • Modify your plan to change payment frequency and method
  • Change your payments when needed
  • See the amount of your last payment
This content is for informational purposes only and should not be considered legal or financial advice. There may be other resources that also serve your needs and if you have questions about personal finances, please consult a financial advisor.

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