Financial Education

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The Fair Debt Collections Practices Act mandates that we inform you that:

“This communication is from a debt collector and is an attempt to collect a debt.   Any information obtained will be used for that purpose."

How much do you know about managing your finances, or what it takes to maintain your credit score health?

PRA LLC invites you to visit LifeCents, a free financial literacy website where you can learn more about managing delinquent debt, identify other financial goals, and take steps towards improving your financial health. You also will have an opportunity to earn badges that can be redeemed to unlock rewards. Here’s a video with a brief overview of what LifeCents can do for you.

If you’re a PRA LLC customer who received a letter to settle your debt at a discount, you’ll receive a discount code upon completing our LifeCents modules.   Call us to redeem it.

These LifeCents modules have been developed by PRA LLC in partnership with Financial Education & Literacy Advisers (FELA), a leading provider of consumer and financial education programs.

Consumer Tips About Debt Collection

Let’s face it: No one ever wants to get a call from a debt collector.  But if you’re one of the roughly 10% of consumers who do, this two-minute video has some easy tips to follow.

ACA on the Daily Buzz - Segment 2 from ACA International on Vimeo.

For more answers to your debt questions, please visit

Click here to view DBA International’s “Consumer Education” page.