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We're here to help you pay your debt.  Call 800.772.1413 to speak with an Account Representative during the following business hours (ET):

M–F 8 AM to 11 PM
Sat. 8 AM to 8 PM
Sun. 11 AM to 10 PM

PRA LLC account representatives are trained to comply with the Fair Debt Collection Practices Act (FDCPA) and other federal, state and local consumer protection laws.  The FDCPA mandates that we inform you that:

“This communication is from a debt collector and is an attempt to collect a debt.   Any information obtained will be used for that purpose."

Introducing PRApay

Access your account from your computer or mobile device at You’ll find the same important account information as on your customer letter, such as the original creditor, seller, merchant, account offers, and more.

View Your Account Online at

See your offers and make a payment by check or debit card by clicking the ‘Pay Online’ button below. You will need the last four digits of your PRA LLC account number and the last four digits of your social security number. Then, indicate the amount you wish to pay and submit your checking account or debit card information. You will receive an instant response noting your payment has been scheduled.

It’s fast, easy and free.
Pay online by debit card or check.

For other payment methods, please call us at 800.772.1413.