Debt happens,
start your recovery.

If you’ve been contacted by us, it’s because your bank or creditor has sold us your account. We’re Portfolio Recovery Associates, LLC, and our goal is to make debt repayment fair and affordable, so you can focus on what matters in your life.
Debt happens,
start your recovery.
If you’ve been contacted by us, it’s because your bank or creditor has sold us your account. We’re Portfolio Recovery Associates, LLC, and our goal is to make debt repayment fair and affordable, so you can focus on what matters in your life.

Our goal is to make debt repayment fair and affordable.

No interest
We will not charge you interest on unsecured debt
No charge
We will not charge you servicing fees nor resell your debt
Account info
We will provide you with the account information you need to help make an informed decision
Reporting
If we are credit reporting your account, it will be considered paid-in-full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the PRA tradeline related to your account from your credit bureau report
Confirmation
We will send you confirmation when your debt is resolved
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